Online Counseling Fees
To pay for therapy services, I am able to accept payment in the following ways:
Self-Pay Fees
The following are self-pay fees for those looking to use private pay or out-of-network benefits:
Intake Assessment (First Visit): $200
Individual Session (per clinical hour): $150
Cancellation/No-Show: $150
2. In-Network Health Insurance
I am currently in network with Aetna, Cigna/Evernorth, Blue Cross Blue Sheild, Optum, Oscar, Oxford, and UnitedHealthCare.
Please contact your insurance carrier if you have any questions about your coverage, including deductibles, out-of-pocket costs, and co-pays. Although I may be able to check benefits for clients where I am an in-network provider (INN), information could differ and it is your responsibility to know your benefits.
3. Out-of-Network Health Insurance
If I do not currently accept your insurance, I would be an out-of-network provider. This means you would have to pay out-of-pocket for the full fees and then submit a Superbill to your insurance company for reimbursement. A superbill is essentially a receipt of services that you submit to your insurance. How much you will reimbursed is not in my control, so it is best to contact your insurance company directly.
Payment
Payment made be made by using HSA/FSA and all major credit card companies at the time of or prior to service.
Cancellation Policy
You are required to provide at least 24 hours notice if you are unable to attend a scheduled therapy session. If you do not attend your session or cancel with less than 24 hours’ notice, you will be required to pay the full fee for the session. Insurance does not cover missed sessions so this will be self-pay regardless of insurance status. I will provide a copy of the cancellation policy for you to review and sign upon intake and will answer any questions if you have them.
The No Surprises Act’s Good Faith Estimates
From the Centers for Medicare & Medicaid Services:
(https://www.cms.gov/nosurprises/consumers/understanding-costs-in-advance)
Beginning January 1, 2022, if you’re uninsured or don’t plan to submit your claim to your health plan, health care providers and facilities must provide you with a “good faith estimate” of expected charges before you get an item or service. The good faith estimate isn’t a bill.
Providers and facilities must give you a good faith estimate if you ask for one, or when you schedule an item or service. It should include expected charges for the primary item or service you’re getting, and any other items or services provided as part of the same scheduled experience.
*When providing you a Good Faith Estimate, this will be under the impression that the estimated cost would be for weekly therapy sessions for 6 months (26 sessions). Because I am not able to predict what your participation in therapy will look like, it is best to evaluate on an on-going basis. Should sessions become less frequent, an updated Good Faith Estimate will be provided to you.
If you are currently covered under insurance and choose to not use your insurance for your own personal reasons and will not request being reimbursed, an insurance opt-out form can be provided during the intake process. If choosing to not use your insurance, I will not provide a Superbill for services.